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Effective 11/1/2018

Electronic Services
Online Banking Free
Bill Payment  Free
Telephone Banking  Free
Mobile Banking  Free 
Mobile Check Deposit  Free 
Share Draft (Checking Account)
Non-Sufficient Funds (NSF) $33.00 
Overdraft Privilege (Courtesy Pay)  $33.00 
Stop Payment  $15.00 
Photocopy of Draft (Check)  $5.00 
ATM/VISA Debit Card Services
Lost Card Replacement $5.00 
ATM Overdraft  $33.00 
Transactions at Advantage Owned ATMs  Free 
Transactions at Other ATMs (First 5 free)  $1.00 
Inquiries at All ATMs  $1.00 
General Fees
Loan Late Payment $25.00 Flat Fee
Wire Transfers (Domestic Outgoing) $20.00
Wire Transfer (International Outgoing) $50.00
Wire Transfer (Incoming) Free
Money Orders $2.50
Cashier's Checks $5.00
Inactive Account $5.00/month
Bad Address $5.00
Duplicate Statement  $5.00
Account History Printout  $0.25 per page 
Account Research  $50.00/hour 
Garnishment, Levy or Subpoena  $100.00 
Returned Deposit of Payment Items  $33.00 
Account Closing within First Six Months  $10.00 
Paper Statement  $1.00 
Senior or Youth Account Paper Statement  Free 
Visa Credit Cards
Visa Credit Card Annual Fee  None 
Cash Advance-Members (Charged by Visa)  $1.00 
Cash Advance-Non-Members  $10.00 
Lost Card Replacement  $5.00 
Copy of Credit Card Sales Draft  $5.00 
Return Check  $30.00 
Late Payment  $25.00 
Visa Gift Card  $3.00 


ATM User Precautions