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Rates Calculator

Neighbors help neighbors — it’s why we’re here! Get cash fast and even choose a repayment plan to realize your personal goals.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing

LOAN SALE! Now through April 30th, take 50% off all 24-month personal loans with rates as low as 3.64% APR*. Hurry, don’t miss this deal!
Start the new season with savings. Use the funds to catch up on bills, plan a vacation, start a home improvement project, and more.
Borrow up to $30,000 with rates as low as 3.64% APR*.

  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects or startups
    • And more
  • Borrow up to $30,000
  • Convenient terms tailored to fit your budget
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish


*Annual Percentage Rate. Published rate includes 50% discount with a 24-month term. Rates may vary based on market conditions and borrower eligibility. Eligibility is based on credit history and proof of income. Applications must be received by 4/30/19 and loan must close by 5/10/19 in order to qualify for the discounted rate. Members applying to refinance an existing Personal Loan must borrow at least $3,000 in new money. **Payment example: 2-year, 3.64%, $43.26 per $1,000 borrowed. Other rates and terms available. Offer ends April 30th, 2019. Advantage Financial FCU reserves the right to end this promotion at any time.