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Protect your loan. Help protect your credit.

Can your family cope financially if you become disabled, unemployed, or unexpectedly pass away? Is your family able to pay loans plus other household bills or commitments without your financial contribution?

An inadequate financial "safety net" can make bill and loan payments difficult to make, causing payments to become delinquent, potentially affecting your ability to acquire future credit.

Help preserve your standard of living.

Debt Protection is a voluntary, loan-payment protection product. Even with the best preparation, life events can still take you by surprise — impacting your financial well-being. Choose to protect your loan with debt protection and feel good that you're managing your finances even when an unexpected life event happens.

Protection that pays.

If a "protected" life event occurs, Debt Protection will cancel or reduce repayment of your loan debt — lessening your worries about paying loans and other bills during a time when other things may take priority. Simple eligibility requirements make enrollment fast and easy. Protected events include:

  • Disability
  • Death
  • Involuntary unemployment

Debt Protection is a debt protection product offered by Advantage Financial Federal Credit Union. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact our loan department or refer to the Member Agreement for additional information on benefit maximums, eligibility, and limitations. All products and services represented on this page are not NCUA-insured, are not guaranteed by this financial institution, are not obligations of this financial institution, and involve risk including possible loss of principle.