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A safe place to deposit all of your birthday checks from grandma. Plus, earn dividends, deposit matches, and more!

Key Features

  • Competitive Dividends
  • Deposit Match
  • No Monthly Service Charges
  • No Minimum Balance Requirements
  • Free savings for members ages 16 and younger
  • Competitive dividends on entire balance
    • Dividend rate of 1% will be paid on the first $5001
  • No monthly service charges
  • Free ATM card available
  • No minimum balance requirements
  • Encourages kids to save from an early age
  • Deposit match for the first six months up to $252
  • Birthday deposit of $5 annually up until age 16
  • Free digital banking services, including:
    • Online banking
    • Mobile banking with mobile deposit
    • Free e-statements
  • 55,000+ no-fee Allpoint™ ATMs across the country
  • 5,000+ CO-OP® shared branches, nationwide
  • $5 minimum deposit to open
  • Parent or guardian must have joint ownership of the account

1Bonus dividend rate of 1% APY is applicable to balances up to $500. All balances above $500 will earn 1% APY on the first $500 and the regular share dividend rate on balances in excess of $500.

2One matching deposit per youth member, per account. The matching deposit from Advantage Financial FCU will equal the lesser of $25 or the balance in the account once the account has been open for 6 months. Once the matching deposit has been made, the amount deposited by Advantage Financial will be on hold and will not be available for withdrawal until six months after the matched amount has been deposited.