Auto Loans

For a limited time only, take 0.25% off your lowest qualifying rate!*

Get more out of your summer with a new vehicle! Upgrade your ride and enjoy more road trips, more exploring, and more time out of the house. Let the adventure begin, let us finance your dream car today.

Get pre-approved for more buying power at the dealership. With a pre-approval letter, you can shop with confidence knowing you are prepared. We will provide you with a letter that shows the dollar amount you are approved for that is valid for 45 days!

Rates as low as 1.64% APR*

Plus, no payments for the first 90 days!**

See our current rates.

Summary
  • Enjoy rates as low as 1.64% APR*
  • Zero payments for 90 days!**
  • Borrow up to 115% of book value for new and used vehicles***
  • Affordable monthly payments that fit your budget
  • Refinance an existing auto loan to save big on interest
  • Discount available for automatic repayment
  • Friendly, personal service every step of the way
  • Low-cost extended car warranties available
  • Consider GAP+ Insurance
    • If your car is totaled, GAP+ can help to pay off your balance and may give you $1,000 toward another vehicle

Additional Coverage

Extended Car Warranties

Our Vehicle Assurance Protection Program offers two types of coverage for your vehicle. For new cars or cars with some remaining manufacturer's warranty, we offer bumper-to-bumper coverage (general maintenance items are not covered). We also offer a named component coverage which covers only specific listed parts. Emergency road service is included in both types of coverage.

Guaranteed Asset Protection (GAP)*

This coverage will make up the gap between your auto insurance and the loan balance in the event of total loss of the vehicle. There is a one-time cost of $375, which can be added to your loan or paid separately. Emergency road service is included.

Payment Protection Life and Disability

This valuable consumer payment protection covers your monthly loan payment should you become disabled due to a covered illness or injury. Payments continue until you're no longer




*All products and services represented on this page are not NCUA-insured, are not guaranteed by this financial institution, are not obligations of this financial institution, and involve risk including possible loss of principle.

*APR=Annual Percentage Rate as of 7/1/18, new and used autos; rate shown reflects 0.10% discount for automatic repayment from an Advantage Financial FCU account. Rates are based on each applicant’s credit history; your rate could be higher. **Interest will continue to accrue during the payment deferment period. Deferred payment may not exceed 90 days. Offer not available for existing Advantage Financial FCU auto loans. Payment example: 3 year, 1.64%, $28.49 per $1,000 borrowed. Other terms available. Underwriting criteria apply. Rates and Terms are subject to change based on market conditions and borrower eligibility. Offer ends 9/30/18. ***For qualified borrowers.