Auto Loans

Has the time finally come to purchase a new vehicle? We offer affordable financing, whether it's a truck for hauling, a mini-van for carpooling, or a sports car for cruising.

Our low rates and in-house processing ensure you can get approved quickly without the hassle. We offer pre-approvals for better bargaining at the car dealership, refinancing for existing auto loans, and financing to fit all budgets. Ask us how to get started today!

Rates as low as 1.89 APR*

Plus, no payments for the first 90 days!**

See our current rates.

  • Enjoy rates as low as 1.89% APR*
  • Zero payments for 90 days!**
  • Borrow up to 115% of book value for new and used vehicles***
  • Affordable monthly payments that fit your budget
  • Refinance an existing auto loan to save big on interest
  • Discount available for automatic repayment
  • Friendly, personal service every step of the way
  • Low-cost extended car warranties available
  • Consider GAP+ Insurance
    • If your car is totaled, GAP+ can help to pay off your balance and may give you $1,000 toward another vehicle

Additional Coverage

Extended Car Warranties

Our Vehicle Assurance Protection Program offers two types of coverage for your vehicle. For new cars or cars with some remaining manufacturer's warranty, we offer bumper-to-bumper coverage (general maintenance items are not covered). We also offer a named component coverage which covers only specific listed parts. Emergency road service is included in both types of coverage.

Guaranteed Asset Protection (GAP)*

This coverage will make up the gap between your auto insurance and the loan balance in the event of total loss of the vehicle. There is a one-time cost of $375, which can be added to your loan or paid separately. Emergency road service is included.

Payment Protection Life and Disability

This valuable consumer payment protection covers your monthly loan payment should you become disabled due to a covered illness or injury. Payments continue until you're no longer

*All products and services represented on this page are not NCUA-insured, are not guaranteed by this financial institution, are not obligations of this financial institution, and involve risk including possible loss of principle.

*APR=Annual Percentage Rate as of 10/1/18, new and used autos; rate shown reflects 0.10% discount for automatic repayment from an Advantage Financial FCU account. Rates are based on each applicant’s credit history; your rate could be higher. **Interest will continue to accrue during the payment deferment period. Deferred payment may not exceed 90 days. ***For qualified borrowers.