Advantage Financial Holiday Loan

Naughty. Nice. Approved.

Get some judgement free joy with a Holiday Loan made to make your season bright.

Apply Now Contact Advantage Financial

The Answer You Ho-Ho-Hoped For.

The holidays are hard enough, which is why Advantage Financial has a holiday loan to provide the money you need at an incredibly low interest rate regardless of your credit score.

Holiday Loan Delivers:

  • Up to $2,500 in Funds
  • Short 12-Month Term
  • Low 6.99% APR*
No risk-based pricing, no variable-rates, just the cash you need whether you’re credit challenged or not.

Advantage Financial Holiday Loan vs. Average Credit Card

Even with perfect credit and a lower-rate credit card, you can still save hundreds financing your holiday spending with our Holiday Loan compared to most major credit cards.
 
Here’s how the payments stack up:

$2,500 Advantage Financial Holiday Loan (6.99% APR*)

  • Fixed, 12-Month Term
  • Monthly Payment: $216.31
  • Total Interest Paid: $95.66
  • Total Amount Paid: $2,595.99

$2,500 on Average Major Credit Card (18.00% APR*)

  • Payments for 12 Month Payoff
  • Monthly Payment: $229.20
  • Total Interest: $250.40
  • Total Paid: $2,750.40

$2,500 on Average Major Credit Card (18.00% APR*)

  • Only Making Minimum Payments (2% of Balance)
  • Time to Payoff: 334 Months
  • Total Interest: $5,896.52
  • Total Paid: $8,396.52

Unwrap $2,500. Wrap up 2025 Right.

Whether it’s for holiday gifts or family dinners, whether your credit is perfect or has room for improvement, our Holiday Loan is right for you.
 

Apply Now Contact Advantage Financial

 

*APR=Annual Percentage Rate. APR accurate as of 11/01/2025. Finance up to $2,500 with a maximum term of 12-months. The estimated monthly payment for $2,500 at 6.99% APR a term of 12 months is $216.31. Credit card comparison amounts are best estimates only and were calculated using Bankrate Credit Card Calculators. Credit terms and conditions apply. Not all who apply may qualify. See credit union for details. Membership eligibility required. Federally insured by NCUA.