The Solution You Need: Stop throwing money at interest that goes nowhere. Our Debt Consolidation Loan cuts your rate in half and gives you one simple payment that actually makes progress.
What That Means for You:
- Your rate, cut in half – Keep more of your paycheck instead of handing it to creditors
- Up to $20,000 – Enough to kick out credit cards, medical bills, and other expensive debt
- One monthly payment – No more juggling five bills that all want money yesterday
- A real finish line – Finally know when you'll be completely debt-free
Why You Need This: Because paying 24% APR while your balance barely moves isn't a strategy—it's a hostage situation. And bad roommates don't leave on their own.
Apply Now
Up to 50% off current rates. Rates as low as 3.64% APR*
Maximum Loan amount $20,000
*Annual Percentage Rate. Rate shown is for a 12-month term and reflects a 0.10% auto pay discount. Other rates and terms available. Rate vary based on loan term and borrower creditworthiness. Rate discounts vary based on loan term. Loan applications subject to credit approval and proof of income. Members applying to refinance an existing ADVFCU Signature Loan must borrow at least $3,000 in new money to be eligible for the discounted rate. Applications must be received by 4/30/2026 and the loan must close by 5/4/2026. Payment Example: 1 year, 3.64%, $84.99 per $1,000 borrowed. Offer ends April 30, 2026. Advantage Financial FCU reserves the right to end this offer at any time. Membership eligibility required. Federally Insured by NCUA. Equal Housing Lender.

