Home Mortgages

Purchasing a home can be overwhelming as it is likely the largest purchase you will ever make in your life. Let us guide you through the process whether you are a first-time homebuyer, refinancing, or shopping for a second home. We have mortgage loan options to fit your lifestyle and your budget. 

From the home of your dreams to financing it, we want to make every stop in your home-buying process as easy, and as affordable as possible.

We provide more than just the loan. Ask us how you can access online property listings, and, best of all, a network of pre-approved local real estate agents that pay Cash Rewards* at closing!

We can help you:

  • Choose the best loan – Speak with one of our loan experts to determine which mortgage loan option best suits your needs.
  • Pre-approval – Before you get too serious, find out how much house you can afford.
  • Select a friendly agent – Our HomeAdvantage program puts you in touch with the best local agents.
  • Find the perfect home – View current MLS listings, save your favorite searches, and get email alerts when new properties become available.
  • Earn Cash Rewards* – Buy or sell your home with a HomeAdvantage agent and qualify for HomeAdvantage Cash Rewards* at closing.

Click here to apply now in just 10 minutes. Or, call us at (855)-913-6186 to learn more about the home buying process.

See our current rates.

Summary

Mortgage Loan Programs

15- and 30-year Fixed Rate Mortgages

Ideal if you plan to stay in your home for many years and want the security of knowing your rate will not change.

  • Fixed rate for the life of the loan
  • Up to 90% Loan-To-Value

FHA Mortgage Loan

For borrowers with less than perfect credit.

  • Fixed rate for the life of the loan
  • Requires a smaller down payment than Conventional

15/15 Adjustable Rate Mortgage (ARM)

Combines the low rate of a 15-year loan with the stability of a fixed rate mortgage.

  • Purchases or refinances
  • Only one rate adjustment during the life of the loan
  • Up to 97% Loan-To-Value
  • 30-year amortized payment

VA Loans            

This is a fixed rate mortgage available to eligible service members.

  • Backed by the Department of Veterans Affairs
  • Comes with the option for 100% financing, meaning no down payment.

Reverse Mortgage

A smart and safe way to convert the equity in your home into retirement income.

  • Available for homeowners over 62 years or older.**
  • Establish a line of credit that you can tap into as needed

Let’s make your home goals happen! Apply Now in Just 10 Minutes. Questions? Call us at (855)-913-6186.

*Certain restrictions apply. Ask for details. FHA Mortgage Loans available in MD, DC, VA, FL, GA, NC, SC & WV only due to broker licensing agreement.