Home Mortgages

Purchasing a home can be overwhelming. It is likely the largest purchase you will ever make in your life. Let us guide you through the process whether you are a first-time homebuyer, refinancing, or shopping for a second home. We have mortgage loan options to fit your lifestyle and your budget. Plus, we can put you in contact with a friendly, experienced real estate agent in the area through HomeAdvantage®Get started today!

Visit our Online Mortgage Center to Apply Now in Just 10 Minutes. Or, call us at (855)-913-6186 to learn more about the home buying process.

See our current rates.

Summary

Mortgage Loan Programs

15- and 30-year Fixed Rate Mortgages

Ideal if you plan to stay in your home for many years and want the security of knowing your rate will not change.

  • Fixed rate for the life of the loan
  • Up to 90% Loan-To-Value

FHA Mortgage Loan

For borrowers with less than perfect credit.

  • Fixed rate for the life of the loan
  • Requires a smaller down payment than Conventional

15/15 Adjustable Rate Mortgage (ARM)

Combines the low rate of a 15-year loan with the stability of a fixed rate mortgage.

  • Purchases or refinances
  • Only one rate adjustment during the life of the loan
  • Up to 97% Loan-To-Value
  • 30-year amortized payment

VA Loans            

This is a fixed rate mortgage available to eligible service members.

  • Backed by the Department of Veterans Affairs
  • Comes with the option for 100% financing, meaning no down payment.

Reverse Mortgage

A smart and safe way to convert the equity in your home into retirement income.

  • Available for homeowners over 62 years or older.**
  • Establish a line of credit that you can tap into as needed

Let’s make your home goals happen! Apply Now in Just 10 Minutes. Questions? Call us at (855)-913-6186.

*Certain restrictions apply. Ask for details. FHA Mortgage Loans available in VA/MD/DC only due to broker licensing agreement. $100 home improvement gift card valid for mortgage loan applications submitted 3/1/18 - 6/30/18 that close with Advantage Financial FCU prior to 7/15/18.