Home Equity Loans

WHAT IS A HOME EQUITY LOAN?

The loan is based on the value of your home, minus the amount you owe on it and allows you to use the equity in your home as needed. Borrow against the available equity in your home and use the funds to complete your honey-do list!

A home equity loan is perfect for funding home improvements or consolidating recurring loan payments, such as college bills and high-interest debt.

Loans with a fixed rate and term are available as are revolving lines of credit. Low rates and low closing costs. We also offer a no closing cost option. Interest may be tax deductible*.

GET STARTED TODAY, CALL (800) 822-6875!

See our current rates.

Fixed Rate and Term

Get all of the money at once and repay over 5, 10 or 15 years

  • Fixed interest rate
  • Affordable payment plans
  • No prepayment penalty
  • No annual fee
  • Easy application process
  • Great for refinancing high-interest debt
  • Local underwriting for smoother processing and quick decisions
Home Equity Line of Credit

Tap into your home's equity with a revolving Home Equity Line of Credit. Works very much like a credit card. Use it, pay it back (some or all) and use it again

  • Variable interest rate tied to WSJ Prime
  • Pay interest only on the amount you withdraw
  • Convenient access to funds via debit card, check or online
  • Pay it off and use it again
  • No prepayment penalty
  • No sneaky introductory rate
  • No annual fee
  • Great for times when you need cash now and later