Home Equity Loans

If your home is worth more than your mortgage balance you may be able to use your home's equity to help pay for some of life's more significant expenditures.

  • Home Improvements
  • College Education
  • Wedding
  • Pool, Boat, Camper, RV
  • Vacation home

Loans with a fixed rate and term are available as are revolving lines of credit. Low rates and low closing costs. We also offer a no closing cost option. Interest may be tax deductible*.

See our current rates.

Fixed Rate and Term

Get all of the money at once and repay over 5, 10 or 15 years

  • Affordable payment plans
  • Local underwriting for smoother processing and quick decisions
  • Easy application process
  • Great for those one time expenses like home improvements or a wedding
Home Equity Line of Credit

Tap into your home's equity with a revolving Home Equity Line of Credit. Works very much like a credit card. Use it, pay it back (some or all) and use it again

  • Draw against the line for 5 years
  • Interest only payments during the 5 year draw period
  • 15 year repayment period after draw period ends
  • Variable interest rate tied to WSJ Prime
  • Great for times when you need some now and some later like college tuition
  • Easy access to funds via debit card, check or online
  • Interest charged only on what you use
  • Pay it off and use it again