Apply Today for a Home Equity Loan or Line of Credit
Rates as low as 3.00% APR*
You've worked hard for your home, now let it work for you. Tap into your home equity to handle your home improvements and other life events.
*APR=Annual Percentage Rate. Dwelling must be owner occupied. Published rate is a fixed rate home equity loans with a 60-month term and member paying all closing costs. Rates vary based on loan term and the combined loan-to-value (CLTV) ratio. Other rates and terms available. Payment example: $17.97 per $1,000 borrowed for 60 months at 3.00%. APR for HELOC=WSJ Prime Rate + or - a margin. Margin is determined by the combined loan-to-value (CLTV) ratio. APR is variable and adjusts monthly with changes in the WSJ Prime Rate. WSJ Prime as of 3/1/2020 is 4.75%. Maximum APR is 18%. Minimum APR is 0.00%. Interest only payments during the 5-year draw period. 15-year repayment period after draw period ends. Request “Important Terms of our Home Equity Line of Credit” disclosure for more detailed information. Loan approval is subject to underwriting criteria and credit approval. Homeowners insurance is required on these products. Additional terms and conditions apply. NMLS Number: 785088. All rates subject to change without notice.